You may have noticed that consumer bankruptcy comes in two different versions: chapter 13 and chapter 7. They are very different and serve different purposes, so knowing some facts about each type should be mandatory reading before you make your final decision. Read on for a quick primer about each type and decide for yourself.
Chapter 13
Known as a debt reorganization plan, this type of bankruptcy is best for those who want to work with their creditors to pay off at least a portion of their debt obligation.
- If you are injured on the job, you may be able to file a workers compensation claim. However, there are times when you may be injured during the scope of your employment, but not while doing your actual job. In these cases, as long as the injury occurred during the scope of your employment, you can file a claim and receive the compensation you are entitled to. So how do you know what the scope of employment is?
- If you've ever had a traffic ticket before you might think that getting charged with driving under the influence (DUI) is a piece of cake. You may have been able to simply pay for the ticket and be on your way. However, a DUI is a beast of a different animal and should not be taken lightly. If you're convicted of such a charge you could face ramifications that affect so many other aspects of your life.
- Those who frequently travel domestically and internationally for business put themselves up against some unique cybersecurity risks. Fortunately, frequent business travelers can keep their electronic data safe wherever they go by avoiding the following six cyber security mistakes. Frequently using public Wifi Public Wifi networks can put you at risk of having your computer or phone hacked. Free Wifi networks are often unencrypted, and this means that they allow anyone to easily infiltrate them and potentially gain access to other devices that are connected to them.
- Injury recovery can consume your life after any kind of accident or mishap. But when your job is connected in some way to your injury, you may also be consumed with anger and concern about how you'll be able to move on. Waiting to hear from an insurance company might not seem sufficient; filing a lawsuit could seem like the next best move. You might already be considering local lawyers, but be wary about cost and wonder what services are performed for the price.